In recent years, banks have upgraded their services to keep up with digitization and to offer a seamless banking experience to their customers. The need to wait in those long bank queues to simply pay a bill, request a statement or transfer funds is no longer the case with banks offering Internet Banking i.e., netbanking and mobile banking facilities. You can now bank 24 x 7 and track, transact or transfer funds on the go.
One of the commonly used services in the net banking facility is paying utility bills like mobile bills, electricity bills, etc. However, there are many other facilities that a netbanking customer can avail apart from bill payments. Let’s take a quick look at the top 5 facilities you can avail with Axis net banking:
Credit Card services
Axis Netbanking provides the facility of applying for the Axis bank credit card online. You can put a request for the credit card of your choice and a bank representative will then help you take the process ahead. From applying for a credit card to linking your credit card to your internet banking ID, and from paying bills to redeeming reward points and upgrading the card, everything is available online, right at your fingertips.
You get the Axis bank credit card apply online option, once you login to the Axis net banking platform. Then select the ‘Apply for Credit Card’. Once your Axis credit card is linked, you can start making payments at ease once you use your credentials for Axis netbanking login.
Once your credit card is registered, you can use it for a variety of services like:
- Generating and downloading credit card statements
- Checking credit card limit and requesting for an increase in the limit
- Changing or resetting credit card PIN
- Redeeming reward points earned on Axis credit card
- Tracking and managing credit card payments, due dates, available limit, etc.
- Converting outstanding Axis credit card payments into EMIs
- Activating or stopping auto-debit of funds against your credit card bills
Moreover, with the help of netbanking facility, existing or registered Axis credit card users can also use their Axis netbanking login to block their stolen or non-functional cards online.
Fund Transfer services
Once you have your Axis netbanking login, transferring funds to payee with an Axis bank account or any other bank account is a piece of cake. You can access various forms of online money transfer modes like IMPS (Immediate Payment Services), RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer), Instant Money Transfer, ECS (Electronic Clearing service), and more.
Irrespective of the payment mode you choose, it is very quick and hassle-free for Axis bank net banking customers to transfer funds anytime, from anywhere..
Back in the day, customers had to visit the bank’s nearest branch to place service requests like updating PAN details in their bank account, request for a new cheque book or demand draft, etc. With the advent of netbanking, however, all these request services can easily be placed online by simply using your Axis netbanking login.
Once you login to the Axis netbanking portal, you can check out the list of services that you can request, like a new cheque book, blocking cheque payment, changing PAN or address, or accessing account statements over email. You can now raise new requests, or even track them easily by logging into your bank account online.
Also read: Bank of Baroda Internet Banking
Investing funds is also a service customers can avail on the go once their Axis netbanking login is in place. You can invest in Mutual Funds, transfer funds to your demat account, start a Fixed Deposit, Recurring Deposit, and more by logging into your bank account online. There is no need for you to physically visit a branch as all these investments can easily be made via net banking and you can also reach out to customer care or chat on their platform if you need any help in getting started.
Moreover, you can also start a Systematic Investment Plan (SIP) for a Mutual Fund of your choice, opt for a tax saving fund and start auto transfers, etc. You can also request for your investment statements from time to time, to understand your return on investment and keep a track on your portfolio as well.
You can easily apply for a personal loan or home loan using your Axis netbanking login credentials, and get the process started. Right from loan application to making payments or automating your payments i.e., loan EMIs, your netbanking facility can take care of everything. You can also request for your loan account statement, certificates, provisional statement etc, by logging in. All the details of your loan account, your payment status, EMI due date, etc., is available in a few clicks.
Netbanking has made it possible for customers to access all their banking services on a single platform. With the help of Axis netbanking login, you can avail of all the services and products online. Customers can transact, manage, track, and even invest right from the comfort of their homes, all thanks to the advent of netbanking and mobile banking services.